Legal
Privacy Policy
This policy explains how ZEADEV processes information when you use Ultimate Money Manager (“UMM”, “the app”).
1. Developer and contact
Ultimate Money Manager is provided by ZEADEV. Privacy questions and requests can be sent to ultimatemoneymanager@zeadev.net.
2. Information processed by the app
Google account and authentication data
UMM uses Sign in with Google and Supabase Authentication. When you sign in, the app processes your Google account identifier, email address, display name, profile image URL and authentication tokens. This information is used to create and maintain your UMM account, authenticate sessions and show your account identity in the app.
Account settings stored with Supabase
UMM stores a limited set of account-level settings in Supabase, such as your preferred currency, whether Google Drive backup is enabled, the time of the most recent backup, backup format version, premium status and the expiry times of rewarded features such as temporary ad-free access or automatic backup.
Financial records stored on your device
Your accounts, transaction amounts, categories, budgets, envelopes, debts, repayment records, notes, recurrence settings and attachments are stored locally in the app database on your device. UMM does not upload those financial records to the ZEADEV or Supabase servers.
Optional Google Drive backups
When you explicitly authorize Google Drive backup, UMM requests only the Google Drive app-data scope. The app creates an encrypted backup and stores it in the hidden app-data area of your own Google Drive account. The backup can contain your financial records and attachments. Google Drive authorization is optional and separate from basic sign-in.
Advertising and consent data
The free version uses Google AdMob for banner and rewarded advertisements and Google’s User Messaging Platform for privacy choices. Depending on your region, consent and device settings, Google may process information such as advertising identifiers, IP address, approximate location derived from IP, device and app information, ad impressions, interactions and diagnostics. You can open Ad privacy choices inside UMM when that option is required.
Device security and notifications
Biometric authentication is handled by Android. ZEADEV does not receive or store biometric templates. If you configure an app PIN, a salted cryptographic hash is stored locally. UMM may use notifications for reminders and visible backup progress.
Support and deletion requests
If you contact support or submit an account-deletion request, we process the email address and information you provide so we can respond, verify account ownership and complete the request.
3. How information is used
- Authenticate your account and keep you signed in.
- Provide budgeting, transaction, debt, backup and personalization features.
- Store limited cross-device account preferences.
- Provide advertisements and rewarded features where applicable.
- Prevent abuse, troubleshoot failures and protect the service.
- Respond to support, privacy and deletion requests.
4. Service providers and sharing
Information is shared only as needed to provide the app:
| Provider | Purpose | Information involved |
|---|---|---|
| Sign in with Google, optional Google Drive app-data backup, AdMob advertising and consent management | Account identity, authorization data, optional encrypted backups, advertising and consent information | |
| Supabase | Authentication and limited account-level settings | User ID, email/profile metadata, session data and the settings described above |
ZEADEV does not sell your personal information. Financial records are not shared with advertisers by ZEADEV.
5. Retention and deletion
- Local financial data remains on your device until you delete it, clear app storage or uninstall the app.
- Optional Google Drive backups remain in your Google Drive app-data area until removed by you or through an available UMM backup-management function.
- Supabase authentication and account settings remain while your UMM account is active.
- Support and deletion correspondence may be retained for up to 90 days after a request is completed for security and request-handling records, unless a longer period is required by law.
- Service providers may retain limited security logs or backup copies according to their own policies and legal obligations.
You can request account deletion at https://umm.zeadev.net/delete-account.
6. Security
UMM uses transport encryption for network communication. Cloud backup files are encrypted before upload. Local automatic backups are protected with Android Keystore-based encryption, and password-protected exports use authenticated encryption. No system can be guaranteed completely secure, so you should protect your device, Google account and backup credentials.
7. Your choices and rights
- Do not authorize Google Drive if you do not want cloud backups.
- Use Ad privacy choices in the app when available.
- Remove UMM’s Google account access from your Google Account connections.
- Delete local data through the app, Android app settings or by uninstalling.
- Request access, correction or deletion by contacting us.
8. Children
UMM is intended for adults and is not directed to children under 18. We do not knowingly request children’s personal information.
9. International processing
Google and Supabase may process information in countries other than your own. Their processing is governed by their terms, privacy policies and applicable transfer safeguards.
10. Changes to this policy
We may update this policy when the app or legal requirements change. The effective date shown above identifies the current version.
11. Contact
Email: ultimatemoneymanager@zeadev.net
Website: https://umm.zeadev.net